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Tip Calculator & Bill Splitter

Multiply the bill before tax by the tip rate: an 18% tip on $84.50 is $15.21, for a total of $99.71. To split it, divide the total by the number of people; any leftover cents go to one or two people so the shares add up exactly.

Tip Calculator
Currency
Tip

Add it to tip on the amount before tax.

Tip
Waiting
Total with tip
Waiting
You pay
Waiting
Tip rate after rounding
Not rounded

Amounts are rounded to the cent or penny. Nothing you type is saved or sent. Estimate only. Not financial advice. Check with a qualified professional.

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How to use the Tip Calculator

  1. Choose your currency and enter the bill amount.
  2. Pick a tip rate such as 15, 18 or 20%, or choose Custom and type your own.
  3. Enter how many people are splitting the bill. Add the tax if you want to tip on the amount before tax.
  4. Read the tip, the total and what each person pays. Turn on rounding if you want everyone to pay a whole dollar or pound.

How the tip is worked out

The tip is the bill before tax multiplied by the tip rate, rounded to the nearest cent or penny. The total is the full bill plus the tip.

Bill before tax 15% tip 18% tip 20% tip
$25.00 $3.75 $4.50 $5.00
$50.00 $7.50 $9.00 $10.00
$84.50 $12.68 $15.21 $16.90
$120.00 $18.00 $21.60 $24.00

A quick mental check: 10% is the bill with the decimal moved one place left. Double it for 20%, or add half again for 15%.

Splitting the bill fairly

The total is divided by the number of people and rounded down to the cent. Any cents left over are added one each to the first shares, so the shares always add up to the exact total. If you would rather avoid coins, round each share up to a whole dollar or pound; the extra goes to the server as part of the tip.

Check for a service charge

Some restaurants add a service charge or automatic gratuity, especially for large groups and in the UK. If your bill already includes one, you do not need to add a full tip on top.

Frequently asked questions

How much should I tip in the US?

For table service in US restaurants, 15 to 20% of the bill before tax is common, with 18 to 20% for good service. Delivery, bars and takeout vary more. It is a custom, not a rule, so tip what feels right for the service.

Should I tip on the total before or after tax?

Most etiquette guides suggest tipping on the amount before tax, because tax is not part of the service. Enter the tax in the optional field and the calculator works out the tip on the pre-tax amount, then adds it to the full bill.

How do you split a bill that does not divide evenly?

Divide the total by the number of people and round down to the cent. The leftover cents go to one or two people, so the shares add up exactly to the total. For example, $100 split three ways is $33.34 for one person and $33.33 for the other two.

What does rounding each share up do?

Each person pays the next whole dollar or pound, so nobody needs coins. The extra goes to the tip, and the calculator shows the tip rate after rounding.

How much do people tip in the UK, Canada and Australia?

In the UK, 10 to 12.5% is common when no service charge is on the bill; check the bill first, because many restaurants add one. In Canada, 15 to 20% before tax is typical, like the US. In Australia, tipping is optional and 10% is a common thank-you for good service.

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